I'm only 50, so not eligible for Medicare in the traditional way, but as a transplant patient I know I'm supposed to be covered by Medicare for 3 years. I am covered privately under my husband's health insurance and I work full time myself. However, I have had no success with applying for Medicare. Social security keeps trying to get me to fill out SSI and SSD paperwork no matter how much I explain what I'm trying to do. I'm not disabled and certainly don't qualify for SSI . I finally spoke with some woman at social security and she said that she would send me the paperwork and I could have a phone appointment on May 25th. I received the paperwork yesterday and it's for..... SSI and SSD! I tried just going to the Medicare website but it starts asking me how many work credits I have (no idea) which I don't understand because I already qualify because of the transplant and esrd before that - my income, employment status, etc should not even be considered. Any suggestions for someone in my shoes? I am almost ready to give up which is probably what they hope I'll do but my husband's company is self-insured and I would like to get the transplant, donors nephrectomy and hospital care etc covered by Medicare and save them some money (it's a non-profit organization) Thank you!