Those of you on Medicare have you gone with straight medicare and supplemental plan or a medicare advantage program? I am being urged by the transplant center to do straight medicare and supplemental plan F with an extra RX plan. Somehow when first discussing this with adviser they suggested a medicare advantage plan, but the transplant center said the other would be better for me, so am going with their recommendation. I am almost 16 years out from my kidney transplant, now have a damaged transplanted kidney at Stage 3 most of the time, with stage 4 popping up if my tacrolimus level goes to high, so will most likely have to go on dialysis again. I also have MDS cancer, so my medical bills are great. It makes sense money wise to go straight medicare with extra plans. I become eligible in March, so not a lot of time for me to finalize everything. I would love to hear all your experiences with both. Thanks.