Chris's Posts (1)

Insurance Coverage Issue

I had a liver and kidney transplant in February 2012 after 13 months of being horribly sick, on Dialysis and in and out of ICU's. I have an employer based, excellent insurance plan and Medicare due to the dialysis. I am at the $1,000,000 lifetime cap on the insurance and Medicare will not be the primary payer for 30 months post transplant. (Medicare waiting period).I think the Affordable Care Act is going to kick in and prohibit lifetime maximums for existing plans...does anyone have any experience with this or know anything more?
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